Mersin Ticaret ve Sanayi Odas\u0131 (MTSO) Ekonomi Dan\u0131\u015fman\u0131 Sadi Uzuno\u011flu, MTSO \u00fcyelerine, firmalar\u0131n bankalarla olan ekonomik ili\u015fkilerinde dikkat etmeleri gereken hususlar\u0131 anlatt\u0131.\u00a0
\nMTSO Konferans Salonu’nda ger\u00e7ekle\u015ftirilen etkinlikte, bankalar\u0131n kredi mekanizmalar\u0131 hakk\u0131nda bilgi veren Uzuno\u011flu, firmalara \u00f6n\u00fcm\u00fczdeki s\u00fcre\u00e7te finans yap\u0131lar\u0131n\u0131 koruyabilmeleri ad\u0131na neler yapmalar\u0131 gerekti\u011fi konusunda tavsiyelerde bulundu.\u00a0<\/p>\n
Firmalar\u0131n y\u00f6netim yap\u0131s\u0131n\u0131 de\u011fi\u015ftirmesi gerekti\u011fini belirten Uzuno\u011flu, “Yaln\u0131zca maliyeye y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcz\u00fc yerine getirmek ad\u0131na muhasebe tutma anlay\u0131\u015f\u0131n\u0131 sonland\u0131r\u0131n. Muhasebecinizin finans bilgisi de olmas\u0131 \u015fart. S\u00fcrekli firman\u0131z\u0131 nas\u0131l y\u00f6netip gelece\u011fe y\u00f6nelik nas\u0131l stratejiler geli\u015ftirmeniz gerekti\u011fine dair tart\u0131\u015f\u0131n. Mutlaka nakit ak\u0131\u015f tablosu \u00e7\u0131kar\u0131n. Nereden nakit giri\u015finiz, nereden nakit \u00e7\u0131k\u0131\u015f\u0131n\u0131z olacak g\u00f6rme imkan\u0131n\u0131z olur. Nakit giri\u015finde sorun olursa nakit a\u00e7\u0131\u011f\u0131n\u0131 firman\u0131z\u0131n nereden kapatabilece\u011fini belirleyin. At\u0131l varl\u0131klar\u0131n\u0131z varsa, satabiliyorsan\u0131z hala ge\u00e7 de\u011fil, sat\u0131n. Merak etmeyin daha ucuza yerine koyma f\u0131rsat\u0131n\u0131z olacak. \u015eu d\u00f6nemde likitte kalmaya dikkat edin. Sermayenizi g\u00fc\u00e7lendirin. Gerekirse zarar etti\u011finiz, safra i\u015flerinizden kurtulun. Kontrol edebilece\u011finiz i\u015fi yap\u0131n. Yar\u0131n kredi bulamayacak gibi kendi nakdinize g\u00fcvenerek hareket edin” dedi.\u00a0<\/p>\n
“Krediler tabana yay\u0131lm\u0131yor”
\n\u00a0
\nT\u00fcrkiye\u2019de son 5 y\u0131lda bankalar\u0131n verdi\u011fi kredilerin 3 kat artt\u0131\u011f\u0131n\u0131 dile getiren Uzuno\u011flu, bu kredilerin da\u011f\u0131l\u0131m\u0131n\u0131n da de\u011fi\u015fti\u011fini bildirdi. Krediler bu kadar artmas\u0131na, ekonomiye b\u00fcy\u00fck miktarda para girmesine ra\u011fmen nakit ak\u0131\u015f\u0131n\u0131n istenen seviyelerde olmas\u0131n\u0131n sebebine de de\u011finen Uzuno\u011flu, “\u00c7\u00fcnk\u00fc bundan 5 y\u0131l \u00f6nce bankalar\u0131n verdi\u011fi kredilerin y\u00fczde 33\u2019\u00fc t\u00fcketici kredisi olarak halka, y\u00fczde 33\u2019\u00fc KOB\u0130\u2019lere, y\u00fczde 33\u2019\u00fc de kurumsal b\u00fcy\u00fck firmalara da\u011f\u0131t\u0131l\u0131yordu. Yani kredi da\u011f\u0131l\u0131m\u0131 e\u015fitti. Bug\u00fcn ise kredilerin y\u00fczde 24\u2019\u00fc t\u00fcketicilere, y\u00fczde 24\u2019\u00fc KOB\u0130\u2019lere y\u00fczde 52\u2019si ise kurumsal firmalara da\u011f\u0131t\u0131l\u0131yor. Yani krediler tabana yay\u0131lmad\u0131\u011f\u0131 i\u00e7in piyasada kimse bu paralar\u0131 g\u00f6remiyor” ifadelerini kulland\u0131.\u00a0<\/p>\n
“\u0130\u00e7inde bulundu\u011fumuz \u00e7alkant\u0131l\u0131 d\u00f6nemde likitte kal\u0131n”
\n\u00a0
\nUzuno\u011flu, i\u015f d\u00fcnyas\u0131na d\u00f6viz kurlar\u0131ndaki ve faizdeki hareketlili\u011fin ya\u015fand\u0131\u011f\u0131 bug\u00fcnlerde likitte kalmalar\u0131 \u00e7a\u011fr\u0131s\u0131nda bulundu. \u00d6n\u00fcm\u00fczdeki s\u00fcre\u00e7te kredi temin etme noktas\u0131nda s\u0131k\u0131nt\u0131lar ya\u015fanabilece\u011fine de dikkat \u00e7eken Uzuno\u011flu, “Arsalar\u0131n\u0131z\u0131n, mal\u0131n\u0131z\u0131n de\u011feri zamana, mekana ve ko\u015fullara g\u00f6re de\u011fi\u015fkenlik g\u00f6sterir. Bug\u00fcn y\u00fcksek de\u011ferde olan arsan\u0131z yar\u0131n ayn\u0131 de\u011fere ula\u015famayabilir. Ama cebinizdeki para her \u015feyiniz. Hala mal\u0131n\u0131z\u0131 nakde \u00e7evirebiliyorken bunu de\u011ferlendirin” \u015feklinde konu\u015ftu. \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"
Mersin Ticaret ve Sanayi Odas\u0131 (MTSO) Ekonomi Dan\u0131\u015fman\u0131 Sadi Uzuno\u011flu, MTSO \u00fcyelerine, firmalar\u0131n bankalarla olan ekonomik ili\u015fkilerinde dikkat etmeleri gereken hususlar\u0131 anlatt\u0131.\u00a0 MTSO Konferans Salonu’nda ger\u00e7ekle\u015ftirilen etkinlikte, bankalar\u0131n kredi mekanizmalar\u0131 … Devam\u0131n\u0131 Oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/2255"}],"collection":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2255"}],"version-history":[{"count":0,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/2255\/revisions"}],"wp:attachment":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}