Emeklilik bekleyen binlerce esnaf ve sanatkar\u0131n sicil engeline tak\u0131larak kredilere ula\u015famad\u0131\u011f\u0131 i\u00e7in emekli olamad\u0131\u011f\u0131n\u0131 dile getiren TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cBankalar kredi verirken esnaf ve sanatkar\u0131n mali sicilini bahane edip esnaf\u0131m\u0131z\u0131n krediye ula\u015fmas\u0131na engel oluyorlar. Devlet imkan tan\u0131yor, kredide sicil engeli olmayacak deniyor ancak bankalar kara listeye ald\u0131klar\u0131 esnaf\u0131m\u0131z\u0131n hi\u00e7bir borcu olmasa da kredi vermiyor. Esnaf ve sanatkar\u0131m\u0131z\u0131n ge\u00e7mi\u015fteki bor\u00e7lar\u0131 bahane edilerek krediye ula\u015fmalar\u0131 bankalar\u0131n insaf\u0131na b\u0131rak\u0131lmamal\u0131. Kara listeye giren ve borcu bulunmaya esnaf\u0131n y\u0131llarca bu listede tutulmas\u0131 haks\u0131zl\u0131kt\u0131r. Esnaf\u0131m\u0131z\u0131n krediye ula\u015fmas\u0131 i\u00e7in t\u00fcm bankalar\u0131n uygulamas\u0131 zorunlu olan etkin bir sicil aff\u0131 \u00e7\u0131kar\u0131lmal\u0131\u201d dedi.\u00a0
\nKredilerin sudan sebeplerle engellenmemesi gerekti\u011finin alt\u0131n\u0131 \u00e7izen T\u00fcrkiye Esnaf ve Sanatkarlar\u0131 Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cDevletimiz esnaf ve sanatkara kredi vererek her t\u00fcrl\u00fc imkan\u0131 tan\u0131mas\u0131na ra\u011fmen bankalar kara liste bahanesiyle esnaf\u0131n \u00f6n\u00fcn\u00fc kapat\u0131yor. En son esnaf\u0131m\u0131z\u0131n birikmi\u015f prim borcunu \u00f6deyerek emekli olabilmesi i\u00e7in sa\u011flanan kredi imkan\u0131ndan binlerce esnaf\u0131m\u0131z sicil engeli y\u00fcz\u00fcnden yararlanamad\u0131. Protokol imzalan\u0131rken kredide sicil engeli olmayacak denilmesine ra\u011fmen bankalar\u0131n esnaf\u0131n sicilini bahane ederek kredi vermedi\u011fi y\u00f6n\u00fcnde \u015fikayetler her ge\u00e7en g\u00fcn b\u00fcy\u00fcyor. Zaten esnaf\u0131m\u0131z emekli olmak i\u00e7in kredi \u00e7ekti\u011finde \u00f6deyece\u011fi miktar emekli ayl\u0131\u011f\u0131ndan kesiliyor. Emeklilik bekleyen esnaf\u0131m\u0131z\u0131n y\u00fcz\u00fcn\u00fcn g\u00fclmesi i\u00e7in acilen yeni bir yasal d\u00fczenleme yap\u0131lmas\u0131 ka\u00e7\u0131n\u0131lmaz\u201d diye konu\u015ftu.\u00a0<\/p>\n
\u201cEsnaf\u0131n krediye ula\u015fmas\u0131nda etkin sicil aff\u0131 \u015fart\u201d
\n\u00a0
\nEsnaf ve sanatkar i\u00e7in \u00e7ok \u00f6nemli bir kolayl\u0131k olan kredilerin sicil bahanesi ile engellenmemesi i\u00e7in etkin bir sicil aff\u0131 isteyen Paland\u00f6ken, \u201c2003, 2009 ve 2017 y\u0131llar\u0131nda \u00fc\u00e7 kez sicil aff\u0131 \u00e7\u0131kar\u0131lmas\u0131na ra\u011fmen bankalar kara liste uygulamas\u0131yla kredi k\u0131s\u0131tlamas\u0131na devam ediyor. Farkl\u0131 y\u0131llarda \u00e7\u0131kar\u0131lan \u00fc\u00e7 sicil aff\u0131 da etkin de\u011fil. Her defas\u0131nda esnaf bankalar\u0131n iki duda\u011f\u0131n\u0131n aras\u0131na b\u0131rak\u0131l\u0131yor. \u0130steyen banka sicil aff\u0131n\u0131 uyguluyor, istemeyen uygulam\u0131yor. Hi\u00e7bir zaman esnaf bankalar\u0131n insaf\u0131na terk edilmemeli. Etkin sicil aff\u0131 i\u00e7in net olarak karar verilmeli ve t\u00fcm bankalar\u0131n buna uymas\u0131 zorunlu olmal\u0131. Esnaf\u0131m\u0131z bankalar\u0131n insaf\u0131na b\u0131rak\u0131lmamal\u0131. Bankac\u0131l\u0131kta kara liste olarak adland\u0131r\u0131lan, ge\u00e7mi\u015fe d\u00f6n\u00fck olumsuz bilgileri kullanma uygulamas\u0131na emekli olacak esnaf\u0131m\u0131z i\u00e7in kullan\u0131lmamal\u0131. En \u00f6nemlisi k\u0131sa s\u00fcrede etkin bir yasal d\u00fczenlemenin hayata ge\u00e7irilmesi gerek\u201d \u015feklinde konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
Emeklilik bekleyen binlerce esnaf ve sanatkar\u0131n sicil engeline tak\u0131larak kredilere ula\u015famad\u0131\u011f\u0131 i\u00e7in emekli olamad\u0131\u011f\u0131n\u0131 dile getiren TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cBankalar kredi verirken esnaf ve sanatkar\u0131n mali sicilini bahane … Devam\u0131n\u0131 Oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/2396"}],"collection":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2396"}],"version-history":[{"count":0,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/2396\/revisions"}],"wp:attachment":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}