Bankalar\u0131n POS cihaz\u0131 komisyonlar\u0131n\u0131, bankac\u0131l\u0131k i\u015flemlerini ve kredi faizlerini fahi\u015f oranlarda art\u0131rmas\u0131 gibi bir\u00e7ok kalemde adeta tefeci faizi uygulad\u0131klar\u0131n\u0131 vurgulayan TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cEsnaf \u00e7ok y\u00fcksek k\u00e2r oranlar\u0131na sahip de\u011fil. Zaten az olan gelirine bir de bankalar ortak oluyor. POS cihaz\u0131 komisyon oranlar\u0131n\u0131 fahi\u015f \u015fekilde art\u0131ran bankalar var ve esnaf art\u0131k bu y\u00fck\u00fcn alt\u0131ndan kalkam\u0131yor. Sadece POS de\u011fil bir\u00e7ok kalemde ekonomik dalgalanmay\u0131 bahane ederek i\u015flem \u00fccre<\/p>\n
Esnaf\u0131n gelirine bankalar\u0131n, y\u00fcksek faiz ve komisyon oranlar\u0131yla ortak oldu\u011funa dikkati \u00e7eken T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cBanka faizleri vatanda\u015f\u0131n ve esnaf\u0131n cebini k\u00fc\u00e7\u00fcltmeye devam ederken buna ekonomik krizin eklenmesi tam anlam\u0131yla f\u0131rsat\u00e7\u0131l\u0131\u011fa \u00e7evrildi. Bankalar art\u0131k tefeci faizi gibi faiz al\u0131yor. Esnaf\u0131n kiras\u0131, \u00e7al\u0131\u015fan giderini \u00e7\u0131kard\u0131\u011f\u0131n\u0131zda gelirin zaten y\u00fczde 10\u2019u kal\u0131yor o da bankalara gidiyor. Baz\u0131 bankalar POS cihazlar\u0131ndan ald\u0131\u011f\u0131 komisyon oran\u0131n\u0131 haddinden fazla art\u0131rd\u0131. Paran\u0131n, POS cihaz\u0131ndan \u00e7ekildi\u011fi andan itibaren esnaf\u0131n kasas\u0131na girme s\u00fcresi ne kadar az olursa komisyon oran\u0131 o kadar y\u00fcksek al\u0131n\u0131yor. Ertesi g\u00fcn paras\u0131n\u0131 almak isteyen esnaf da bu oranlar\u0131n alt\u0131nda eziliyor. \u00d6yle ki 1 ay \u00f6ncesine kadar 1,10 ile 1,30 olan pos cihazlar\u0131ndan al\u0131nan komisyon oranlar\u0131 son bir ayda y\u00fczde 2\u2019ye \u00e7\u0131kar\u0131ld\u0131. Esnaf bu gidi\u015fat devam ederse cihazlar\u0131 kald\u0131r\u0131p sadece nakit \u00e7al\u0131\u015fmak zorunda kalacak. Bu durum zamanla hem halk\u0131 hem de esnaf\u0131m\u0131z\u0131 ma\u011fdur edecektir\u201d diye konu\u015ftu.\u00a0<\/p>\n
\u201cKredi faizleri y\u00fczde 4\u2019\u00fc bulan bankalar var\u201d
\n\u00a0
\nKredi faizlerinin y\u00fcksek oldu\u011funa da de\u011finen Paland\u00f6ken, \u201cHalktan y\u00fczde 25 ile toplad\u0131klar\u0131 paray\u0131 esnafa ve halka y\u00fczde 40-50 ve \u00fczerinde faiz ile y\u0131ll\u0131k bazda sat\u0131yorlar. Bu tamamen f\u0131rsat\u00e7\u0131l\u0131kt\u0131r, esnaf\u0131n gelirine ortak olmakt\u0131r. Kredi faizleri y\u00fczde 4\u2019\u00fc ge\u00e7iyor. Ekonomik dalgalanmadan olumsuz y\u00f6nde en \u00e7ok etkilenen kesim esnaf iken, bu durumu en \u00e7ok kendi lehine \u00e7eviren de bankalar oluyor. Art\u0131k y\u00fcksek kredi faizleri, y\u00fcksek komisyon oranlar\u0131ndan vazge\u00e7ilmeli. Bankalar \u00fclkenin menfaatleri do\u011frultusunda vatanda\u015fa ve esnafa yard\u0131mc\u0131 olmak zorundad\u0131r. Esnaf\u0131n kazanc\u0131na normalin \u00fczerinde faizlerle ortak olmas\u0131 yanl\u0131\u015ft\u0131r. Bu faiz oranlar\u0131 ile nas\u0131l \u00fcretim yap\u0131ls\u0131n, esnaf nas\u0131l raf\u0131na \u00fcr\u00fcn koysun ve ekmek paras\u0131 kazans\u0131n\u201d \u015feklinde s\u00f6yledi. \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n POS cihaz\u0131 komisyonlar\u0131n\u0131, bankac\u0131l\u0131k i\u015flemlerini ve kredi faizlerini fahi\u015f oranlarda art\u0131rmas\u0131 gibi bir\u00e7ok kalemde adeta tefeci faizi uygulad\u0131klar\u0131n\u0131 vurgulayan TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cEsnaf \u00e7ok y\u00fcksek k\u00e2r oranlar\u0131na … Devam\u0131n\u0131 Oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/2629"}],"collection":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2629"}],"version-history":[{"count":0,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/2629\/revisions"}],"wp:attachment":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2629"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}