{"id":34620,"date":"2025-02-28T16:16:20","date_gmt":"2025-02-28T13:16:20","guid":{"rendered":"http:\/\/akdenizolaygazetesi.com\/?p=34620"},"modified":"2025-02-28T16:16:20","modified_gmt":"2025-02-28T13:16:20","slug":"kredi-faizlerini-dusurmeyen-bankalar-reel-sektoru-zorluyor","status":"publish","type":"post","link":"https:\/\/akdenizolaygazetesi.com\/?p=34620","title":{"rendered":"&#8220;KRED\u0130 FA\u0130ZLER\u0130N\u0130 D\u00dc\u015e\u00dcRMEYEN BANKALAR REEL SEKT\u00d6R\u00dc ZORLUYOR&#8221;"},"content":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) son d\u00f6nemde faiz indirimlerine giderken, bankalar\u0131n kredi faizlerinde ayn\u0131 oranda indirim yapmamas\u0131, reel sekt\u00f6rde b\u00fcy\u00fck s\u0131k\u0131nt\u0131lara yol a\u00e7\u0131yor. \u00c7AA\u015e Grup Finans M\u00fcd\u00fcr\u00fc Serdar Yal\u00e7\u0131n, bankalar\u0131n bu tutumuna tepki g\u00f6stererek, Mersin Ticaret ve Sanayi Odas\u0131 ba\u015fta olmak \u00fczere oda ve borsalar\u0131n g\u00fc\u00e7l\u00fc bir lobi olu\u015fturmas\u0131 gerekti\u011fini vurgulayarak, &#8220;Bankalar, kredi faizlerinin d\u00fc\u015f\u00fcr\u00fclmesini talep edenlere, isterlerse kredilerini kapatabileceklerini s\u00f6yl\u00fcyor. Finansmana ula\u015fmakta zaten zorlanan reel sekt\u00f6r ve \u00f6zellikle KOB\u0130&#8217;ler, bu tehditvari s\u00f6ylemler kar\u015f\u0131s\u0131nda \u00e7aresiz kal\u0131yor. Yerel ve ulusal oda ve borsalar\u0131n, \u00fcyelerini korumaya y\u00f6nelik g\u00fc\u00e7l\u00fc bir lobi olu\u015fturmas\u0131 gerekiyor. KOB\u0130&#8217;lerin sesinin daha g\u00fcr \u00e7\u0131kmas\u0131 \u015fart&#8221; dedi.<\/p>\n<p>Akaryak\u0131t, in\u015faat, lojistik ve turizm sekt\u00f6rlerinde faaliyet g\u00f6steren \u00c7AA\u015e Grup Finans M\u00fcd\u00fcr\u00fc Serdar Yal\u00e7\u0131n, TCMB&#8217;nin son iki ayda faizleri 500 baz puan indirmesine ra\u011fmen bankalar\u0131n kredi faizlerinde ayn\u0131 oranda indirim yapmamas\u0131n\u0131 ele\u015ftirdi. Yal\u00e7\u0131n, &#8220;Merkez Bankas\u0131 faizleri indirdi, bankalar ise yaln\u0131zca mevduat faizlerini a\u015fa\u011f\u0131ya \u00e7ekti. Mevduat faizleri en az 500 baz puan d\u00fc\u015ferken, kredi faizleri ayn\u0131 seviyede kald\u0131. Bu durum, zor g\u00fcnler ge\u00e7iren reel sekt\u00f6rde hayal k\u0131r\u0131kl\u0131\u011f\u0131 yaratt\u0131&#8221; dedi.<\/p>\n<p>&#8220;BANKALAR KRED\u0130 KULLANANLARI TEHD\u0130T ED\u0130YOR&#8221;<\/p>\n<p>Bankalar\u0131n, kredi faizlerini d\u00fc\u015f\u00fcrmeleri y\u00f6n\u00fcndeki taleplere kar\u015f\u0131 sert bir tutum sergiledi\u011fini belirten Yal\u00e7\u0131n, &#8220;Bankalar, kredi faizlerinin d\u00fc\u015f\u00fcr\u00fclmesini talep edenlere, isterlerse kredilerini kapatabileceklerini s\u00f6yl\u00fcyor. Finansmana ula\u015fmakta zaten zorlanan reel sekt\u00f6r ve \u00f6zellikle KOB\u0130&#8217;ler, bu tehditvari s\u00f6ylemler kar\u015f\u0131s\u0131nda \u00e7aresiz kal\u0131yor&#8221; diye konu\u015ftu.<\/p>\n<p>&#8220;ODA VE BORSALAR LOB\u0130 OLU\u015eTURMALI&#8221;<\/p>\n<p>Yal\u00e7\u0131n, mevcut ekonomik durumda bankalar\u0131n tutumuna kar\u015f\u0131 g\u00fc\u00e7l\u00fc bir ses \u00e7\u0131kar\u0131lmas\u0131 gerekti\u011fini belirterek, &#8220;Bu m\u00fcnferit giri\u015fimler etkili olmuyor. \u0130limizde Mersin Ticaret ve Sanayi Odas\u0131 ba\u015fta olmak \u00fczere di\u011fer yerel ve ulusal oda ve borsalar\u0131n, \u00fcyelerini korumaya y\u00f6nelik g\u00fc\u00e7l\u00fc bir lobi olu\u015fturmas\u0131 gerekiyor. KOB\u0130&#8217;lerin sesinin daha g\u00fcr \u00e7\u0131kmas\u0131 \u015fart&#8221; ifadelerini kulland\u0131.<\/p>\n<p>\u015eirketlere a\u00e7\u0131lan kredilerin reel faizlerinin tarihi olarak y\u00fcksek seviyelerde oldu\u011funa dikkat \u00e7eken Yal\u00e7\u0131n, &#8220;Bankalar son y\u0131llarda tarihi rekor karlar a\u00e7\u0131klarken, m\u00fc\u015fterilerini bu kadar g\u00f6rmezden gelmeleri anla\u015f\u0131l\u0131r gibi de\u011fil&#8221; diyerek bankalar\u0131n tutumunu ele\u015ftirdi.<\/p>\n<p>&#8220;EKONOM\u0130K B\u00dcY\u00dcME TEHD\u0130T ALTINDA&#8221;<\/p>\n<p>Yal\u00e7\u0131n, kredi faizlerindeki y\u00fcksek seviyenin ekonomik b\u00fcy\u00fcmeyi destekleme \u00e7abalar\u0131n\u0131 zorla\u015ft\u0131rd\u0131\u011f\u0131n\u0131 belirterek, &#8220;Para politikas\u0131n\u0131n etkinli\u011fini azaltan bu durum kar\u015f\u0131s\u0131nda, bankalar\u0131n reel sekt\u00f6re destek olmas\u0131 gerekiyor. Reel sekt\u00f6r\u00fcn ve \u00f6zellikle KOB\u0130&#8217;lerin ayakta kalabilmesi i\u00e7in kredi faizlerinde acilen d\u00fczenlemeye gidilmeli&#8221; ifadelerini kulland\u0131. Yal\u00e7\u0131n&#8217;\u0131n bu a\u00e7\u0131klamalar\u0131, \u00f6zellikle KOB\u0130&#8217;ler ba\u015fta olmak \u00fczere reel sekt\u00f6r\u00fcn ya\u015fad\u0131\u011f\u0131 finansman s\u0131k\u0131nt\u0131lar\u0131n\u0131 g\u00f6zler \u00f6n\u00fcne sererken, oda ve borsalar\u0131n lobi faaliyetleriyle bu soruna \u00e7\u00f6z\u00fcm aramas\u0131 gerekti\u011fine dikkat \u00e7ekti.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) son d\u00f6nemde faiz indirimlerine giderken, bankalar\u0131n kredi faizlerinde ayn\u0131 oranda indirim yapmamas\u0131, reel sekt\u00f6rde b\u00fcy\u00fck s\u0131k\u0131nt\u0131lara yol a\u00e7\u0131yor. \u00c7AA\u015e Grup Finans M\u00fcd\u00fcr\u00fc Serdar Yal\u00e7\u0131n, bankalar\u0131n &hellip; <a href=\"https:\/\/akdenizolaygazetesi.com\/?p=34620\" class=\"more-link\">Devam\u0131n\u0131 Oku&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":34621,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1,2,3],"tags":[],"_links":{"self":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/34620"}],"collection":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34620"}],"version-history":[{"count":1,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/34620\/revisions"}],"predecessor-version":[{"id":34622,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/34620\/revisions\/34622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/media\/34621"}],"wp:attachment":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}