{"id":524,"date":"2020-11-04T18:21:09","date_gmt":"2020-11-04T15:21:09","guid":{"rendered":"http:\/\/mersinekonomipolitikagazetesi.com\/?p=524"},"modified":"2020-11-04T18:21:09","modified_gmt":"2020-11-04T15:21:09","slug":"merkez-bankasi-tl-zorunlu-karsilik-belirlemede-kredi-buyumesi-kriteri-getirdi","status":"publish","type":"post","link":"https:\/\/akdenizolaygazetesi.com\/?p=524","title":{"rendered":"Merkez Bankas\u0131, TL zorunlu kar\u015f\u0131l\u0131k belirlemede &#8216;kredi b\u00fcy\u00fcmesi&#8217; kriteri getirdi"},"content":{"rendered":"<p>Merkez Bankas\u0131, zorunlu kar\u015f\u0131l\u0131k oran\u0131 ve zorunlu kar\u015f\u0131l\u0131klara \u00f6denen faiz\/nema uygulamalar\u0131nda de\u011fi\u015fikli\u011fe gidildi\u011fini duyurdu. Yeni uygulama ile ilk a\u015famada piyasaya yakla\u015f\u0131k 5,4 milyar TL ve 2,9 milyar dolar kar\u015f\u0131l\u0131\u011f\u0131 alt\u0131n ve d\u00f6viz likiditesi verilmesi bekleniyor.<\/p>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), zorunlu kar\u015f\u0131l\u0131klar ve zorunlu kar\u015f\u0131l\u0131klara \u00f6denen faiz\/nema uygulamalar\u0131nda de\u011fi\u015fikli\u011fe gidildi\u011fini a\u00e7\u0131klad\u0131.\u00a0<\/p>\n<p>Zorunlu kar\u015f\u0131l\u0131klar\u0131n finansal istikrar\u0131 destekleyecek \u015fekilde makro ihtiyati bir ara\u00e7 olarak daha esnek ve etkin kullan\u0131lmas\u0131na amac\u0131yla yap\u0131lan de\u011fi\u015fiklikle ile T\u00fcrk liras\u0131 zorunlu kar\u015f\u0131l\u0131k oranlar\u0131 ve T\u00fcrk liras\u0131 cinsinden tesis edilen zorunlu kar\u015f\u0131l\u0131klara \u00f6denecek faiz\/nema oran\u0131, bankalar\u0131n d\u00f6vize endeksli kredileri ile bankalara kulland\u0131r\u0131lan krediler hari\u00e7 T\u00fcrk liras\u0131 cinsi standart nitelikli ve yak\u0131n izlemedeki nakdi kredileri toplam\u0131n\u0131n y\u0131ll\u0131k b\u00fcy\u00fcme oranlar\u0131 ile ili\u015fkilendirildi.\u00a0<\/p>\n<p>Buna g\u00f6re, kredi b\u00fcy\u00fcmesi y\u00fczde 10 ile y\u00fczde 20 aras\u0131nda (referans de\u011ferler) olan bankalar i\u00e7in T\u00fcrk liras\u0131 zorunlu kar\u015f\u0131l\u0131k oranlar\u0131, 1 y\u0131l ve 1 y\u0131ldan uzun vadeli mevduat\/kat\u0131l\u0131m fonu (yurt d\u0131\u015f\u0131 bankalar mevduat\u0131\/kat\u0131l\u0131m fonu hari\u00e7) ve 3 y\u0131ldan uzun vadeli di\u011fer y\u00fck\u00fcml\u00fcl\u00fckler (yurt d\u0131\u015f\u0131 bankalar mevduat\u0131\/kat\u0131l\u0131m fonu d\u00e2hil) hari\u00e7 t\u00fcm vade dilimlerinde y\u00fczde 2 olarak uygulanacak.\u00a0<\/p>\n<p>Di\u011fer bankalar i\u00e7in zorunlu kar\u015f\u0131l\u0131k oranlar\u0131nda herhangi bir de\u011fi\u015fikli\u011fe gidilmedi.\u00a0<\/p>\n<p>Ayr\u0131ca, mevcut durumda T\u00fcrk liras\u0131 cinsinden tesis edilen zorunlu kar\u015f\u0131l\u0131klara uygulanan y\u00fczde 13 faiz\/nema oran\u0131, kredi b\u00fcy\u00fcmesi referans de\u011ferler aras\u0131nda ger\u00e7ekle\u015fen bankalar i\u00e7in y\u00fczde 15, di\u011fer bankalar i\u00e7in y\u00fczde 5 olarak dikkate al\u0131nacak.\u00a0<\/p>\n<p>A\u00e7\u0131klamaya g\u00f6re yeni y\u00f6ntemle; kredi b\u00fcy\u00fcme oranlar\u0131 her zorunlu kar\u015f\u0131l\u0131k d\u00f6neminde hesaplanacak, b\u00fcy\u00fcme oranlar\u0131 referans de\u011ferler aras\u0131nda kalan bankalar takip eden \u00fc\u00e7 ay boyunca (6 tesis d\u00f6nemi) ilgili zorunlu kar\u015f\u0131l\u0131k oranlar\u0131 ve faiz\/nema oranlar\u0131na tabi olacak.\u00a0<\/p>\n<p>Yeni uygulama ile ilk a\u015famada piyasaya yakla\u015f\u0131k 5,4 milyar TL ve 2,9 milyar dolar kar\u015f\u0131l\u0131\u011f\u0131 alt\u0131n ve d\u00f6viz likiditesi verilmesi bekleniyor.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131, zorunlu kar\u015f\u0131l\u0131k oran\u0131 ve zorunlu kar\u015f\u0131l\u0131klara \u00f6denen faiz\/nema uygulamalar\u0131nda de\u011fi\u015fikli\u011fe gidildi\u011fini duyurdu. Yeni uygulama ile ilk a\u015famada piyasaya yakla\u015f\u0131k 5,4 milyar TL ve 2,9 milyar dolar kar\u015f\u0131l\u0131\u011f\u0131 alt\u0131n &hellip; <a href=\"https:\/\/akdenizolaygazetesi.com\/?p=524\" class=\"more-link\">Devam\u0131n\u0131 Oku&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/524"}],"collection":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=524"}],"version-history":[{"count":0,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/524\/revisions"}],"wp:attachment":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}