{"id":6747,"date":"2020-11-04T18:27:13","date_gmt":"2020-11-04T15:27:13","guid":{"rendered":"http:\/\/mersinekonomipolitikagazetesi.com\/?p=6747"},"modified":"2020-11-04T18:27:13","modified_gmt":"2020-11-04T15:27:13","slug":"bu-kredi-tam-yerinde-ve-zamaninda-olusturulmustur","status":"publish","type":"post","link":"https:\/\/akdenizolaygazetesi.com\/?p=6747","title":{"rendered":"“Bu kredi tam yerinde ve zaman\u0131nda olu\u015fturulmu\u015ftur”"},"content":{"rendered":"

Mersin Ticaret ve Sanayi Odas\u0131 (MTSO) Ba\u015fkan\u0131 Ayhan K\u0131z\u0131ltan, korona vir\u00fcs s\u00fcrecinde hayata ge\u00e7irilen ‘TOBB Nefes Kredisi’nin \u00f6nemine dikkat \u00e7ekerek, “Kaynaklar\u0131m\u0131z\u0131n, varl\u0131\u011f\u0131m\u0131z\u0131n b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcn\u00fc bu krediye ay\u0131rd\u0131k. KOB\u0130\u2019lerin ayakta kalmas\u0131 demek ekonominin ayakta kalmas\u0131 demektir. Bu kredi, tam yerinde ve zaman\u0131nda, \u00e7ok anlaml\u0131 \u015fekilde olu\u015fturulmu\u015ftur” dedi.\u00a0<\/span><\/p>\n

Korona vir\u00fcs salg\u0131n\u0131n\u0131n ekonomik etkilerinin s\u0131n\u0131rlanmas\u0131na katk\u0131 sunmak amac\u0131yla Cumhurba\u015fkanl\u0131\u011f\u0131 taraf\u0131ndan a\u00e7\u0131klanan, Hazine ve Maliye Bakanl\u0131\u011f\u0131 koordinasyonunda y\u00fcr\u00fct\u00fclen Ekonomik \u0130stikrar Kalkan\u0131 Paketi kapsam\u0131nda KOB\u0130\u2019lere d\u00fc\u015f\u00fck faizli kredi sa\u011flamak i\u00e7in hayata ge\u00e7irilen ‘TOBB Nefes Kredisi’ tan\u0131t\u0131m toplant\u0131s\u0131 d\u00fczenlendi. MTSO Ba\u015fkan\u0131 Ayhan K\u0131z\u0131ltan ile DenizBank \u00c7ukurova B\u00f6lge M\u00fcd\u00fcr\u00fc Engin Eskiduman\u2019\u0131n kredinin detaylar\u0131n\u0131 anlatt\u0131\u011f\u0131 toplant\u0131, ‘mersintso’ instagram hesab\u0131ndan da canl\u0131 yay\u0131nlan\u0131p \u00fcyelerin sorular\u0131na cevap verildi.\u00a0<\/p>\n

\u201cEk teminat istenmemesi \u00fczerinde durdu\u011fumuz bir konu\u201d\u00a0
\nToplant\u0131daki konu\u015fmas\u0131nda k\u00fc\u00e7\u00fck i\u015fletmelerin finansmana eri\u015fiminin \u00f6nemini vurgulayan K\u0131z\u0131ltan, “TOBB projesiyle \u00fclke \u00e7ap\u0131ndaki oda ve borsalardan 6 milyar TL\u2019nin \u00fczerinde kaynak sa\u011flanarak k\u00fc\u00e7\u00fck i\u015fletmelerin hizmetine sunulmak \u00fczere bir \u00e7al\u0131\u015fma ba\u015flad\u0131. Kredi projesinin T\u00fcrkiye\u2019deki k\u00fc\u00e7\u00fck i\u015fletmeleri ayakta tutaca\u011f\u0131na inan\u0131yorum” ifadelerini kulland\u0131. Bu d\u00f6nemde DenizBank\u2019tan en b\u00fcy\u00fck beklentinin ek teminat istenmemesi oldu\u011funu vurgulayan K\u0131z\u0131ltan, krediye ba\u015fvuru i\u00e7in MTSO\u2019dan, ‘TOBB Nefes Kredisi i\u00e7indir’ ibareli faaliyet belgesi al\u0131nmas\u0131n\u0131n yeterli olaca\u011f\u0131n\u0131 s\u00f6yledi. T\u00fcm \u015fubelerden kredi ba\u015fvurusu yap\u0131labilece\u011fini kaydeden K\u0131z\u0131ltan, kredinin komisyon oranlar\u0131 hakk\u0131nda \u015fu bilgileri verdi: “Nefes kredisi ile ilgili al\u0131nabilecek KGF kefalet komisyonu ve banka komisyonu olmak \u00fczere iki tip komisyon var. KGF komisyonu, bir defaya mahsus ve pe\u015fin olarak kefalet tutar\u0131n\u0131n binde 7.5\u2019u olarak uygulanacak (50 bin TL i\u00e7in 300 TL, 100 bin TL i\u00e7in 600 TL). Banka komisyonu ise kredi tutar\u0131n\u0131n binde 3\u2019\u00fc olarak uygulanacak.”\u00a0<\/p>\n

\u201cMevduat faiz oran\u0131 alt\u0131nda bir faiz uygulanacak\u201d\u00a0
\nEngin Eskiduman ise bu d\u00f6nemde omuz omuza verip dayan\u0131\u015fma ile ekonomik s\u0131k\u0131nt\u0131lar\u0131n a\u015f\u0131labilece\u011fine i\u015faret etti. \u201cEkonomimizi ayakta tutan, istihdam\u0131n, \u00fcretimin, ihracat\u0131n y\u00fck\u00fcn\u00fc s\u0131rtlayan KOB\u0130\u2019lerimizin yan\u0131ndaki g\u00fc\u00e7 olmak amac\u0131yla, piyasa faiz oranlar\u0131n\u0131n alt\u0131nda ger\u00e7ekle\u015ftirilen t\u00fcm projelerde hep \u00f6n safta yer ald\u0131k\u201d diyen Eskiduman, kredinin \u015fartlar\u0131 hakk\u0131nda bilgi verdi.\u00a0
\nTOBB ve KGF ile yap\u0131lan i\u015fbirli\u011fi kapsam\u0131nda TOBB\u2019a ba\u011fl\u0131 oda ve borsa \u00fcyesi KOB\u0130\u2019lere \u00f6zel 2020 y\u0131l\u0131nda 6 ila 8 ay s\u00fcreyle anapara ve faiz \u00f6demesiz, 2021 y\u0131l\u0131nda ise ayl\u0131k \u00f6demeli 12 e\u015fit taksitli ve y\u00fczde 7.5 y\u0131ll\u0131k faiz oran\u0131yla nefes kredisi sunulaca\u011f\u0131n\u0131 bildiren Eskiduman, 2020 y\u0131l\u0131ndaki \u00f6demesiz d\u00f6nemde de faiz uygulan\u0131p uygulanmayaca\u011f\u0131 sorusunu, \u201cBu d\u00f6nemde faiz ge\u00e7erli olacak ancak bu faiz 2021 y\u0131l\u0131 \u00f6demelerine yans\u0131t\u0131lacakt\u0131r\u201d diye yan\u0131tlad\u0131.\u00a0
\nKredileri vermeye ba\u015flad\u0131klar\u0131n\u0131 belirten Eskiduman, kredinin \u00fcst limitinin 50 bin ile 100 bin TL aras\u0131nda de\u011fi\u015fece\u011fini bildirdi. ‘Nefes Kredisi’ kampanyas\u0131 s\u00fcresince yo\u011funlu\u011fu azaltmak ad\u0131na \u015fube \u00e7al\u0131\u015fma saatlerinin 09.00-17.00 aras\u0131nda olacak \u015fekilde yeniden d\u00fczenlendi\u011fini de kaydeden Eskiduman, m\u00fcmk\u00fcn oldu\u011funca \u00e7ok ki\u015fiyi bu imkanlardan yararland\u0131rmak istediklerini vurgulad\u0131.\u00a0<\/p>\n

Nefes Kredisi nas\u0131l al\u0131nacak?\u00a0
\nCirosu 25 milyon TL\u2019nin alt\u0131nda olan i\u015fletmeler, Mersin Ticaret ve Sanayi Odas\u0131\u2019ndan faaliyet belgesi alarak, ko\u015fulsuz \u015farts\u0131z DenizBank \u00fczerinden krediye ba\u015fvurabilecek. Ba\u015fvuru i\u00e7in gereken faaliyet belgesi, ‘www.mtso.org.tr’ adresinden online olarak da al\u0131nabilecek.\u00a0
\nKredinin br\u00fct faiz oran\u0131 y\u0131ll\u0131k y\u00fczde 7.50 olacak. 3 milyon TL ve alt\u0131nda cirosu olan \u00fcyeler, azami 50 bin TL, 3 milyon TL ile 25 milyon TL aras\u0131nda cirosu olan \u00fcyeler ise azami 100 bin TL kredi kullanabilecek. Banka, KGF’ye \u00f6denecek %0,03 kefalet ba\u015fvuru bedeli ve komisyonu d\u0131\u015f\u0131nda \u00fcyelerden herhangi bir masraf, komisyon talep etmeyecek. KGF teminat oran\u0131 ise y\u00fczde 80.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

Mersin Ticaret ve Sanayi Odas\u0131 (MTSO) Ba\u015fkan\u0131 Ayhan K\u0131z\u0131ltan, korona vir\u00fcs s\u00fcrecinde hayata ge\u00e7irilen ‘TOBB Nefes Kredisi’nin \u00f6nemine dikkat \u00e7ekerek, “Kaynaklar\u0131m\u0131z\u0131n, varl\u0131\u011f\u0131m\u0131z\u0131n b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcn\u00fc bu krediye ay\u0131rd\u0131k. KOB\u0130\u2019lerin ayakta kalmas\u0131 … Devam\u0131n\u0131 Oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/6747"}],"collection":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6747"}],"version-history":[{"count":0,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/6747\/revisions"}],"wp:attachment":[{"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akdenizolaygazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}